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fee simple freehold titles

Change your cross lease title to a fee simple title in a few easy steps

Just enter the address of your cross lease property to get a FREE quote!
Start Now

Get a cross lease conversion quote in 4 simple steps!

1
Complete a simple form asking for your contact details and the address of the property you wish to convert.
2
Confirm that the address is correct and that the map displays the property you wish to convert.
3
Confirm the title information relates to the property you wish to convert.
4
Click on Submit Quote.
It’s that easy!
Across New Zealand

CrossLeaseConverter.nz helps homeowners across Auckland and the Upper North Island convert their cross lease to a more beneficial fee simple (freehold) title

The Property Institute of New Zealand estimates homeowners of cross leased properties can suffer value losses of up to 18%. Many leasehold owners are well aware of this but are put off by the perceived complex cross lease rules and regulations. The capable team at CrossLeaseConverter.nz offer a simple, fixed-price cross lease conversion service. With no unforeseen costs, trusted professional partners and strict processes in place, our clients can look forward to a successful fee simple (freehold) conversion, stress-free.

It has never been easier or more beneficial in the current property market to convert your cross leased property. Contact us today to discuss your options. We can also assist with rectifying defective flats plans or (a better solution) converting them to a fee simple (freehold) title.

Simple and effective 10 step conversion process for the best results

We have developed a 10-step streamlined process, with one single point of contact for the successful delivery of fee simple titles for multiple cross lease co-owners. Our aim is to keep this process as stress-free as possible for you, and all we need to start is your address.

1.
Drainage & Services
Report
CCTV of private drainage report is completed
2.
Topographical Survey
Topographical survey of the property is undertaken
3.
Draft Subdivision Plan
Draft subdivision plan is presented to the parties for their consent
4.
Subdivision Application
An application is made to council for subdivision consent to the conversion
5.
Subdivision Consent
Subdivision consent is granted by the council
6.
Land Transfer Survey Plan
Land Transfer (LT) survey plan prepared and pegging of new boundaries undertaken
7.
RMA Application
Application for s.223 and s.224c certificates made to council
8.
LINZ Application
Application is made to Land Information New Zealand (LINZ) for approval as to survey
9.
Conveyancing Documents
Conveyancing documents executed including AML, legal waivers, and mortgagee consents
10.
Final Documents & Titles
Final documents are collated, and application is made to LINZ for new titles

**It is recommended that you discuss a possible conversion with your neighbours before contacting us.

Cross lease / fee simple / freehold

Understanding the difference between a cross lease and a fee simple (freehold) title.

Cross leases came into effect in New Zealand in the late 1960s to navigate strict subdivision requirements and save developers costs and time. Thanks to the Resource Management Act in 1991 and the Auckland Unitary Plan, cross lease arrangements are now effectively redundant. However, the complexity and resulting issues surrounding existing cross leases continue to cause ongoing frustration for property owners.

Cross Leases

Each owner on a cross leased section owns undivided shares in the underlying land, and each party also ‘leases’ both the dwelling and the land that residence is on from all owners. The duration of the actual lease is usually 999 years.

Any improvements to the property will require the consent of all of the parties listed on the cross lease arrangement. This can disrupt or prolong the sale of a property and create issues with financing and insurance cover.

Fee Simple (freehold)

The owner of a fee simple property (commonly referred to as a freehold property) is the absolute owner of both the dwelling and the land on which it is located.

Therefore, the owner of a fee simple property can alter or make additions, or even subdivide the property without the neighbour’s consent, (subject to any applicable regulations of the local council).

CrossLeaseConverter.nz understands how daunting it is to navigate the legalities of a cross lease conversion, which is why we aim to make it as stress-free as possible for you by doing all the hard work on your behalf.

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